Friday, January 23, 2009

Using a Pre-paid Credit or Debit Card

When my husband and I travel together, we each take our own ATM card. We are not afraid of losing one. We are very careful about that. What concerns us is the stories we hear about cards being eaten up by a non-properly working ATM machine. The fact is it does happen.

So what to do when traveling alone? Well, if you don't have two bank accounts with two different ATM cards (like who does?), consider taking a pre-paid credit or debit card. Places like AAA offer a pre-paid, reloadable Visa TravelMoney card. It can be used as a credit/debit card and can also be used to withdraw funds from an ATM.

Split your money between more than one card and you don't have to worry being left with no access to any money if an ATM machine swallows one of them.

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